PRIME EQUITY
MORTGAGE, inc.

Your Prime Source For Real Estate Financing 

 
 

COMMERCIAL FUNDING & SOFT MONEY 

"Soft" Money is referred as a non-owner occupied real estate loan without a balloon payment. A balloon payment is an over sized payment due at the end of a commercial loan term. 

 


 

Stated Commercial Financing (Soft Money)

  • Simple Doc 
  • Investment SFR, Condo, & 2- 4 Units
  • Multi-Family, Mixed-Use, Office, Retail
  • Loan Amounts from $100K - 2M
  • Rates starting 7.99%
  • 75% Max LTV; 80% Max CLTV
  • Cash Out OK
  • No Balloon
  • Must meet FICO requirements 
  • Foreign National OK
  • PPP apply 
  • Standard 30yr term
  • Flexible Guidelines

 


 

Non QM Product

  • Stated - Stated 
  • No Income Verification
  • No FICO
  • Up to 65% LTV (Max)
  • Rates starting 8.95%
  • No Balloon Payment 
  • No 1040, 4506-T, or Schedule E's
  • Based on LIBOR Index
  • Foreign National OK
    • Funds to Close Must Be Verified in U.S. Dollars with valid Banking Relationship in Country of Origin
  • Terms:
    • 5 year FIXED - Interest Only; 15 year amortization (20-year product)
    • 7 year FIXED; 30 year amortization (30-year product)

 

Get pre-qualified today!

Click here to fill out our Short Form Loan Application

A Broker Will Contact You As Soon As Possible


 

 


 
 
            
NMLS Co.# 1305125
1024 Iron Point Rd. | Suite 100 | Folsom | CA | 95630
Office 916.458.5982
Toll Free | 866.603.1866
e-Fax | 916.357.7691
Servicing or General Inquiries: clientservices@primeequitymtg.com
QM Products - Serving CA Only 
Commercial Property Loan Products Offered - Nationwide 
 
 

Normal Business Hours: M - F  9:00a - 5:30p PST