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Rate & Term Refinance and Benefits

A rate and terms refinance is taking out a loan on your home to get into a better rate and reduce mortgage payments. In addition, a rate and term refinance can be beneficial especially if borrowers are currently in a variable interest rate which is set to soon adjust at a higher rate based on the chosen index. If so, a rate and term refinance will be a better option for borrowers who do not wish to realize higher monthly payments. 

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NMLS Co.# 1305125
980 9th Street | 16th Floor | Sacramento | CA | 95814
Office 916.458.5982
Toll Free | 866.603.1866
e-Fax | 916.357.7691
Servicing or General Inquiries:
QM Products - Serving CA Only 
Commercial Property Loan Products Offered - Nationwide 

Normal Business Hours: M - F  9:00a - 5:30p PST