Your Prime Source For Real Estate Financing 


Financing Programs 


If you're looking to buy your first home, second home, or even invest in rentals or flips there are mortgage loan programs designed specifically for you. Traditionally, depository lending institutions have been funding mortgages for decades. However, with stricter underwriting guidelines the population of consumers qualified for such loans has become narrower.

Therefore, the emergence of mortgage banks, finance lenders, and private capital has increased the funds available to consumers without strict underwriting guidelines. Prime Equity Mortgage, Inc. deals directly to these non depository institutions who are willing to fund borrowers daily. Inquire about mortgage programs that fit your needs with a qualified broker at Prime Equity Mortgage, Inc. today!

Hard Money 

hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years. Generally, private investors seeking a higher rate of return on investment are the individuals or entities lending hard money.

Refinance Loans

By cashing out on your home you can use the liquid cash to pay off debt, make improvements to increase the value of your home, or start up a business venture. A refinance can also put you into a better interest rate thereby reducing monthly mortgage payments.


FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying


VA offers a variety of home loan guaranty programs for Active Duty Service members, Veterans, and National Guard and Reserve members. Whether looking to purchase or refinance your current home, the VA loan program offers guaranty for service members of Active Duty Servicemembers, Veterans, and National Guard and Reserve.

Foreclosure Bailout

A Foreclosure Bailout Loan is a mortgage designed to save homeowners form having the properties being foreclosed upon by their banks. It is considered a refinance loan. The homeowner takes out a mortgage to pay off the current loan that is in default status. 

Most foreclosure bailout loans require at least 25% equity in the home and credit scores over 500. While potential borrowers do not fall into this category, there are some that do and can benefit from the bailout programs. 

Click here to fill out our Short Form Loan App. 



NMLS Co.# 1305125
980 9th Street | 16th Floor | Sacramento | CA | 95814
Office 916.458.5982
Toll Free | 866.603.1866
e-Fax | 916.357.7691
Servicing or General Inquiries:
QM Products - Serving CA Only 
Commercial Property Loan Products Offered - Nationwide 

Normal Business Hours: M - F  9:00a - 5:30p PST